When will I know if my application was approved or declined?
If you are presented with an offer and you submit the full application, you will receive a letter in the mail from the bank (FNBO) with the outcome/decision of your application. Generally this will take 10-14 business days (no more than 30 days). We evaluate a number of different elements, attributes, and custom models, not just a FICO credit score and take them all into consideration when making the qualification decision. Decisions and offers are made based on our underwriting team's analysis.
You can check the status of your Hello Alice Small Business Mastercard® application here or by clicking the link below!