Which credit bureau(s) are used for the credit inquiry?
We use Experian primarily but we can also use Equifax.
By clicking on the "Check Now" button you are providing "written instructions" to FNBO under the Fair Credit Reporting Act authorizing FNBO to obtain information from your personal credit report or other information from Experian. You authorize FNBO to obtain such information to conduct a pre-qualification for a credit card.
You understand that we will use Experian consumer credit information to determine your eligibility, and you agree that you are the individual guarantor for the business name you provided.
You acknowledge that (i) this is not an application for credit, (ii) FNBO may review your recent credit history and/or other information and (iii) identification of pre-qualified offers does not guarantee account approval.
Check now! There is no impact to your credit score when you check for pre-qualified offers unless you submit an application afterwards.