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  3. Hello Alice Small Business MasterCard FAQs

Is my personal or business credit checked?

The Hello Alice Small Business MasterCard® is a personally guaranteed card and the credit inquiry is based on personal credit. Payment history made to this card will be reported to the Business Credit Bureaus. 

Cards are issued by First National Bank of Omaha (FNBO®), pursuant to a license from Mastercard International Incorporated. Mastercard is a registered trademark, and the circles design is a trademark of Mastercard International Incorporated.

Author Hello Alice Support
Updated at 2026-08-04 21:02:28 UTC

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